Daily living and Family support

I had spent nearly 30K for medical bills for my Dad, after than i have been struggling with debt.

I had used my credit cards for the payments, they are charging a lot of interest.

I have tried my best to get a loan with low interest, but I was always refused.

I would like a help for 30k to pay all the credit cards bills and save some some money for daily living expenses.

I am happy to consider this as loan and happy to pay interest rate between 2.5 to 3% initially on the capital amount.

I am happy to increase the rate of interest after a year or so.

I had tried for IVA and did not help me, as my job would be in risk if I go for IVA.

Hopefully, someone out there can help me out.
I can be reached at yogesh.chin@gmail.com
Regards.