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Monday, March 31, 2008

keep my perfect credit

So here\'s the deal. I let my former best friend and co-worker use my credit to purchase furniture because her nor her b/f\'s credit was approved. Little did I know she was getting leather furniture. I thought it would be within her budget where she could pay me back but now there\'s just under $4200 on my credit. It was purchased 2 years ago in May with the promise to pay me back in full before the interest started to accrue. She\'s now just making the minimum payments which barely covers the accrued interest for the month so the balance keeps going up. Her furniture was $3600 so obviously there\'s a viscious trend that is eventually going to affect my perfect credit. I just bought a house a year ago so my savings have been depleted and I can\'t afford to pay the furniture off. Any help would be great so I don\'t have to stress out every month when it\'s payment time because I\'m worried she\'s not going to pay at all. Pjkeesey@email.unc.edu

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